Plum - Save Money and Invest

"Sit back and watch your money work for you." — Evening Standard

Changes 2.34.2 : Thanks for downloading Plum!

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APK Description:

Plum helps you save money and invest, even when you’re not thinking about it.
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• Connect your bank so Plum can analyse your transactions and adapt to your spending
• Small amounts are automatically set aside without leaving you short for what matters
• The money is set aside in your Plum account, where you can create extra Pockets and assign goals
• You control how much you save with Moods ranging from Shy 🙈 to Beast Mode 🦁
• Make saving fun with Plum’s 52 Week Challenge or Rainy Days Rule
• Personalise your Plum account, create Pockets, and assign goals
• Withdrawals are processed in 24hrs (typically under 5min)
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• The best rate is reserved for Plum Plus, Pro, and Ultra subscribers
• 0.25% AER available on Plum Basic
• Easy Access Interest Pockets are covered by the FSCS, and provided by Investec Bank
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• Make sure you don’t get ripped-off on household bills, like gas / electric, broadband or insurance
• Plum will let you know if you're overpaying, and can switch you to a new supplier in seconds ⚡
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• Give your money a health check with our Diagnostics tool to see where you could save more
• With Money Maximiser, Plum stores money in your savings account for as long as possible, then provides a weekly flow of cash back to your linked bank to cover spending
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• Create your profile in minutes to start investing in a Stocks & Shares ISA today
• Plum investments can be fully automated and it’s quick to get started
• You can choose from our carefully selected range of funds (so you don’t need to pick individual stocks) 🤯
• Options like ‘Tech Giants’ or ‘Slow & Steady’ mean you can personalise your investment portfolio
• The funds are professionally managed portfolios containing a combination of many shares and bonds
• The theory is that by diversifying and spreading risk, if one company in the portfolio performs badly it should only affect a small part of your overall investment
• You decide how you want to split your deposits between investments and your savings Pockets
• Plum investments are designed to be intuitive with transparent fees*

As with all investments, your capital is at risk.
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• Earn up to 7.5% cash back when you shop through our app (incl. Asos, eBay, Trainline, and Hotels.com)
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• We support biometric security (face & fingerprint ID)
• Any sensitive data we hold is stored using symmetric cryptography (AES)
• We use 256-bit TLS encryption to communicate with our servers


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• Our customer support team are available 7 days a week
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• We never share your data with third parties without your consent
Plum is a trading name of Plum Fintech Limited. Plum is registered with the Financial Conduct Authority (FRN: 836158). Investment services are provided by Saveable Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 574048).
*Here’s a detailed breakdown of our investment fees:
• From £1.00 per month subscription fee for Plum Plus (first month free)
• 0.48% annual average fund management and provider fee‡
• No hidden transaction or trading costs
• No withdrawal fees or limits

‡ This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%–0.90% fund provider fee, depending on the specific investment fund(s) you choose.
All fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.

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