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Last Updated: 2024-04-24 11:03:57
Online Borrowing and Lending Products 📱
Online Borrowing and Lending Products
Do you have an urgent need? Or Capital for your business. UangMe is here to help!
UangMe provides a financial solution for your business and needs as a borrower by acting as an intermediary to connect you with the lender. Your loan could be withdrawn into your bank account with a quick and easy process.
UangMe is also equipped with a lending platform that could help you grow your assets as a Lender. You can create an economic impact as a lender while also gaining return on your funding. You can start lending on UangMe starting with 1 Million IDR.
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💵Loan Product
▪Tenure: 91-270 days
▪Plafond: Rp 400.000 – Rp 50.000.000
▪Fee/Charges:
a. Annual Rate (APR): 21.9% p.a
b. Service Charges: 12.6% -21.6%
c. Tax (PPn): 11%
▪Simulation:
If A is applying loan for 3,000,000 with 91 tenure:
-Total Interest: Rp.91.158
-Total Service Charge (Including Tax) : Rp.1.113.777
-Total Monthly installment: Rp.1.401.645
💰Lending Product
▪Period: 61-180 day
▪Amount: Rp. 1 Million - Rp. 2 Billion
▪Interest Rate (APR): Up to 21% p.a
▪Tax (PPH 23): 15% with tax ID or 30% without tax ID
▪Simulation:
If A lends a fund for 5,000,000 with 4 months tenure and interest rate of 15% per annual (Tax deduction 15%). Assuming the borrower pays their loan on time, A will get an interest of Rp.213.082 (after tax deduction), making a total return and economic impact that A will receive to be Rp. 5.213.082
💳Repayment Process:
Borrower could repay their loan with UangMe using ATM transfer, Mobile Banking, Internet Banking, Alfamart, and Alfamidi using Virtual Account provided on the Apps.
UangMe banking partners: BCA, Mandiri, BNI, BRI, CIMB, Danamon, and Permata
After loan repayment has been confirmed, borrower will get a notification from UangMe app
➕Benefits:
✅Legal, authorized and licensed by OJK
✅Online from your Smart-Phone, 24 hours
✅No Loan Guarantee needed
✅Fast Process
✅Direct disbursement to your bank account
✅Long tenure and installment available
✅High plafond
✅Low Interest rate and service charges
✅Data and privacy safety is guaranteed, Uang Me has ISO 27001 certification
USER CRITERIA:
▪Indonesia Citizen
▪Minimum age of 18
▪Identification Card
▪Bank Account
▪Has source of income
🏢ABOUT US:
UangMe is lending fintech platform that has been licensed and authorized by OJK (Indonesia Financial Services Authority) with licensed no. KEP-4/D.05/2021. UangMe is also active member of AFPI and AFTECH.
Incorporating AI technology UangMe assess borrower eligibility faster. Registration process could be completed within 5 minutes and loan approval process could take as much as 1 minute.
Ensure to update UangMe apps to the latest version to get updated information about UangMe products. UangMe also appeal that no one should use or take a loan from illegal loan apps.
☎️Customer Service:
Email: [email protected]
Phone: 021-50820086
Website: www.uangme.id
Facebook: @uangmeindo
Twitter: @uangme
Instagram: @uangme_indonesia
Our Office:
AIA Central Lt. 32
Jl. Jend. Sudirman No.Kav 48A, RT.5/RW.4, Karet Semanggi, Setia Budi, Jakarta Selatan 12930
Customer Care Office (Visit):
Gedung Plaza Dubai No. 7 & 8
Jl. Tole Iskandar RT 04 / RW 04
Depok, Jawa Barat 16412