Umico: market, bonuses, bank,

Open card, make purchases, get cashback and discounts. Subscribe and save money

Changes 3.3.12 : Improved functionality

APK Description:

Umico is a super app that combines an online store, an virtual bonus card and a mobile bank. Make purchases directly in the application with home delivery, get cashback for purchases in the largest companies in Azerbaijan and control your income and expenses in convenient mobile banking.
Umico Market is the first mobile marketplace in Azerbaijan. More than 20 categories, more than 100,000 products in which both adults and children will find something of their own. Easy to compare products. Convenient delivery to your home and nearest pickup points. Payment is made by credit card or cash, it is possible to pay by card after receiving the goods. You don't have to worry about shipping as you can track your item right in the app. Choose the right product at the lowest price among different sellers, and constant discounts, promotions and sales will make your shopping even more profitable.
Choose from over 100,000 products in the following categories:
Mobile phones, smartphones, laptops, headphones;
Smart watches and fitness bracelets;
Appliances;
Clothing and footwear;
Perfumery;
Goods for home and kitchen;
and more!
Collect the perfect wardrobe with Umico and Trendyol Collection! Choose from hundreds of items:
Women's and men's clothing;
Hoodies | sweatshirts
Shirts | Blouses
T-shirts | Polo
Dresses | Skirts
Pants | Jeans
Outerwear
Homewear | Sportswear
Umico Bonus is your bonus system. Return cashback up to 20% for purchases in stores, gas stations, restaurants, cinemas, when paying for cellular communications and other services. Activating a Premium subscription opens up the opportunity to earn even more cashback.
Umico Bonus also has a convenient catalog of partner companies with addresses on the map, phone numbers and work schedule, a VAT refund function, purchase history, the ability to add your bank card to the Masterpass electronic wallet.
Umico Bank is your mobile bank that allows you to make payments, transfer money, replenish your mobile, as well as manage expenses and income. It is possible to receive additional cashback up to 1.5% when making payments.
The Umico card is:
Free service
Doubled Umico bonuses.
5% cashback in Umico.Market
Credit limit up to 10 000 AZN
Your shopping experience should be as comfortable as possible. With Umico, buy everything you need and get it straight to your home, return cashback in stores and save on purchases. Install the application and see for yourself!

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