Navi: Loans & Health Insurance

Instant Personal Loans, Home Loans and Health Insurance

Changes 2.6.6 : - Here's making you closer to your dream home!

Now get your home loan sanctioned in less than 5 minutes.

Download the app now & replace your paperwork with smartwork!

- User Journey Improvements

- Bug Fixes

APK Description:

Personal loan terms & features
✅ Up to ₹20,00,000
✅ Interest rates: 9.99% to 45% per annum
✅ Tenure: 3 to 72 months
✅ Instant money transfer to bank account
✅ 100% digital process
✅ Flexible loan and EMI options
✅ Minimum household income*: ₹3,00,000
❌ No pre closure charges
❌ No security deposit (collateral)
Example:
Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 22% (on reducing principal balance interest calculation)
EMI: ₹4,680
Total Interest Payable: ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST): ₹1,475
Disbursed Amount: ₹50,000 - ₹1,475 = ₹48,525
Total Amount Payable: ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹1,475 = ₹7,635
*Minimum household income is the aggregate income earned by you, your spouse and any of your unmarried children above the age of 18
Home loan terms & features
✅ Amount: Up to ₹10 Crore
✅ Interest Rate : Starting at 6.71% yearly
✅ Tenure: Up to 30 years
✅ Loan amount up to 90% of property value
✅ Instant loan offer
✅ Loans for under-construction, self-constructed and ready-to-move homes
✅ No application, legal, valuation or document handling fees
Operational Cities
Mumbai, Bengaluru, Delhi, Hyderabad, Chennai, Mysore, Pune
Get your health insured in 2 minutes with flexible monthly premium options starting at ₹241/month. Cover up to ₹1 crore. File claims from your phone - anytime, anywhere.
Health insurance terms & features
✅ Cashless claims in 20 minutes
✅ 10,000+ cashless network hospitals
✅ 97% claim settlement ratio
✅ 100% digital process
Registered & Corporate Office: Navi General Insurance Limited, Salarpuria Business Centre, 4th B Cross Road, 5th Block, Koramangala, Bengaluru, Karnataka – 560095
CIN: U66000MH2016PLC283275 | IRDAI Registration Number: 155
Check out Navi Mutual Fund’s schemes, including passive schemes like Navi Nifty 50 Index Fund, Navi Nifty Next 50 Index Fund, fund of fund schemes like Navi Nasdaq 100 Fund of Fund, Navi US Total Stock Market Fund of Fund, and various active schemes including an ELSS scheme i.e. Navi ELSS Tax Saver Fund.
Mutual Funds terms & features
✅ Minimal expense ratio
✅ Save tax with ELSS fund
✅ Support team to answer all questions over email or call
The Navi App is owned and developed by Navi Technologies Limited, and provides customers with simple, accessible and affordable financial services and products. Products available on the Navi App include Personal Loans, Housing Loans, Health Insurance and Mutual Funds.
The Personal and Home loans are provided by Navi Finserv Limited which is a Non-Deposit taking systemically important Non-Banking Financial Company registered and regulated by the RBI.
Health Insurance is offered by Navi General Insurance Limited, a company registered with the Insurance Regulatory and Development Authority of India as a general insurer.
Navi Mutual Fund, registered with Securities and Exchange Board of India, offers mutual fund schemes to investors.
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS,READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
Reach out to us at
For loan queries, email us at [email protected]
For insurance queries, email us at [email protected]
For mutual fund queries, email us at [email protected] or call us on 8147544555.

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